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If you’re a baby boomer who is nearing retirement, you want to be as prepared as you can possibly be. In doing so, you may start talking to fellow baby boomers and family members asking advice on how you can get the most out of your retirement. If you’re really concerned, you might even schedule an appointment with a financial advisor to plan your future out. However, there are a lot of myths about retirement that are perpetuated as common knowledge by people who do not know any better.
If you find yourself getting caught in the whirlwind of false promises and hopes, retirement can quickly become rather discouraging. It is better to be offended by the truth and take immediate action, than to live in a state of ignorant bliss and get a hard lesson from reality sooner – rather than later. It’s not easy spending the extra time planning your retirement, but the results will be worth it! You will not have to worry about running short of money or figuring out how to survive off of social security because you will have planned it out in advance!